It is so wonderful knowing that my retirement plan is coming early and I will be living in luxury like nobility. I just wish I started my retirement plan much earlier than now. I used to have the motto if I have money I could spend it, always need that instant gratification on something now, but I've learned its better to save on future experiences and investing in real estate. When I was 18 year of age I got a credit card, and with that came my little shopping addiction. Over time I have been able to curb it, but I think th[...]